One Platform for all your payments needs

We Create
Global Payment Solutions

Reloadable Cash Card (RCC)

•It is a closed-circuit payment rail
• Transact with cash securely
• Provides locked-in revenue for participating merchants
 • Creates e-commerce strategy with a pay offline buy online solution 
• Seamless integration with most merchant’s current Point Of Sale system
 • Secure, private, and frictionless for the customer

Zap App™
 Digital Wallet

• The first Canadian currency based digital wallet 
• Seamless deposit and withdrawal into a Canadian bank account
 • Peer-to-Peer transfers between the wallet owners 
• Payment method with merchants that accepts the Merlin Pay system™  
• Global remittance platform when other countries come online 

Merlin Pay System™

• Peer-to-Peer payment rail 
• Low fee processing 
• Seamless integration with most merchant’s Point Of Sale systems
 • No cost hardware and software for deployment
• Instant settlement into merchant’s bank account
• Recurring payments ready and mobile-ready

Payments are easier than you think

Private • Simple • Secure

Merlin has innovative systems that use 21st-century technologies to facilitate ease of transaction and reduce costs. These innovations have minimal use of physical infrastructure, which creates cost and time efficiencies for the users.

We do not disrupt
We create

Creation is far more critical and longer-lasting. It can run parallel with the incumbent, and since we do not view them as competition, we develop as needed in the marketplace, giving us the first mover advantage. It can position you to monopolize a particular sector or industry. This position is better than disruption; there is no competition.

One platform 
for all your payments needs
  • Allows businesses to accept cutting-edge payment options,
  • Optimize merchants new revenue streams.
  • Payout money instantly to cards or to bank accounts.
  • Allocate and transfer funds across accounts
Unique digital experiences

We are seeking to create value in new areas

We are drawing on innovation with streamline development of advanced technologies.Also our team always stay ahead of trends, booming verticals and emergent payment processing developments.

Build Dynamic Payment Solutions

Our products simply help your business grow

Merlin Payment system brings everything you need to onboard service providers, manage payments, send payouts, and more.

Accept Payment Everywhere

Technologies that are user-centric and delivered in real-time are what 21st-century technologies offer. 
Merlin brings these systems to life today.

Mission & Vision

Why you choose us?

Merlin's mission is to create solutions and revolutionize the way people interact financially on a daily basis by applying the first-principles theory. Sometimes called “reasoning from first principles,” the idea is to break down complicated problems into basic elements and then reassemble them from the ground up. We know the current financial system needs this and we will be the ones to do it.

Merlin’s vision is to change the current finance system by creating micro economies for all businesses in the world to increase privacy and security with financial transactions and to become the go to application for peer-to-peer transactions

Simple • Private • Secure

B2B and B2C Payments Solutions

Enhance Customer Payment Experience


Take your  customer payment solutions to the next level by connecting your online and offline payments in one system using Merlin Pay System.

Zap App™ 
Processing Speed


Enable your customers to check out faster with digital wallet.This is more convenient and secure way to pay from their bank account.

Identify and Prevent Fraud

Merlin payments system applies smart authentication  methods that maximize conversion. Merchants selectively applying authentication to only high-risk transactions or payments that require authentication due to regulation.

Lowest Prices

No hideen Charges
Reduce the operational cost

We value your opinions about our services

Our products simply provide the quality of end to end payment solutions.

Contact Us

3601 Highway 7, Suite 515,Markham, ON,L3R 0M3

Office: +1.866.420.5438

Info@merlinsolutions.ca

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